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Faculty Housing Assistance Programs

The University of California and UC San Diego offers the following housing programs to assist with the recruitment and retention of Academic Senate Faculty. Eligibility to participate in the following programs for General Campus Ladder Rank Senate Faculty will be stated in your offer letter at the time of recruitment (LPSOE, LSOE and SLSOE participation is by exception).

  • Academic Affairs and General Campus Senate Faculty - please contact Marie Sidney.
  • Health Sciences Senate Faculty - please contact Ruth Sinclair for questions and eligibility.

Please contact the UC San Diego Home Loan Coordinator, Marie Sidney, for specific MOP and campus criteria (including the loan pre-approval application process, loan requirements and terms, and lending residency requirements for visa holders).

Procedural administration for department staff is available by contacting the UC San Diego Home Loan Coordinator and on this resource page (requires single sign-on).

Mortgage Origination Program (MOP)

The UC Office of Loan Programs in the Office of the President manages the Mortgage Origination Program. MOP provides first deed of trust loans with a one-year adjustable rate based upon an internal University index.

Overview of Campus MOP Criteria 

Nomination to participate in MOP is stated in your final and approved appointment letter at the time of recruitment. Meeting MOP and UC San Diego program criteria and a loan pre-approval application are required to participate in MOP.

  • General Campus faculty who are nominated to use MOP must hold a 100% Academic Senate Ladder-Rank Professor or Teaching Professor appointment.
  • A Loan Pre-Approval Application is required to obtain pre-approval status and this is required before entering into a contract. The pre-approval process takes 5-7 business days.
  • MOP is available One Time for the purchase of your First Home in San Diego County.
  • The MOP property must be the principal place of residence for the term of the loan.
  • All borrowers must have a valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number.
  • All borrowers must meet UC Home Loan Program U.S. Residency Requirements.
    • Visa Holders
      • Eligibility to participate in MOP on certain visa statuses may be delayed. 
      • Please consult with the campus Home Loan Coordinator for further information.
  • How to recieve a MOP UC Home Loan

Academic Affairs and General Campus Academic Senate Faculty - please contact Marie Sidney msidney@ucsd.edu.

Health Sciences Academic Senate Faculty - please contact Ruth Sinclair rlbsinclair@ucsd.edu.

How to Get Started  

  • MEET with the campus MOP Home Loan Coordinator (by telephone or in-person) to learn about MOP Requirements.
    • Email Marie Sidney msidney@ucsd.edu or call 858-534-0097 to make an appointment.
    • Discuss the MOP Criteria for UC San Diego and UC MOP Program Criteria and Lending Terms.
    • Discuss the MOP Calculator to determine minimum requirements for a loan scenario.
    • The campus Home Loan Coordinator will transmit eligibility to the UC Office of Loan Programs.
  • A LOAN PRE-APPROVAL application is required to use MOP. It takes approximately 5-7 Business Days after a complete loan application is submitted to the UC Home Loan Office to obtain an official loan pre-approval. Loan pre-approval is required before entering into a contract.

UC and UC San Diego MOP Criteria will be provided by the Home Loan Coordinator

  • Email Marie Sidney msidney@ucsd.edu or call 858-534-0097 to make an appointment.

UC Mortgage Origination Program (MOP) Overview, Brochures, Resources and Weblinks    

The MOP Program is dependent upon the availability of funds and that borrowers meet all program criteria. Program and eligibility requirements are subject to change without notice at the University's sole discretion. 

Faculty Recruitment Allowance Program (FRAP)

Faculty recruitment allowances assist newly recruited full-time Academic Senate Ladder-Rank Professors and Teaching Professors in meeting individual housing needs. 

Faculty are encouraged to contact the business office in their home department with policy questions and to contact Paul Rodriguez in the campus Payroll Office for questions on withholdings and taxes (prodriguez@ucsd.edu or 858-534-3241). 

Program Eligibility 

  • General Campus Faculty who are eligible to participate in the Faculty Recruitment Allowance Program will be notified in their offer letter at the time of recruitment.
  • The primary purpose of the Faculty Recruitment Allowance is to provide support for housing costs, but the individual may also use the allowance to support childcare expenses, education or tuition assistance.
  • Eligibility period:
    • According to the governing policy, faculty recruitment allowances are to be disbursed within the first two (2) years of the appointment start date
    • An initial disbursement made after the initial eligibility period requires the approval of the Executive Vice Chancellor Academic Affairs
  • The program is governed by campus policies and Academic Personnel Manual (APM) Policy 190.

Withholding and Tax Implications

Faculty recruitment allowances are considered taxable income. Payments made via payroll will be taxed at the applicable rates indicated by the appointee's W-4 form if the payment is made on the monthly pay cycle (1st of the month) and may be impacted by retirement withholdings if you participate in those programs. If the payment is not made on the monthly pay cycle, taxes will be withheld at 22% federal and 6.6% state rates. Regardless of the timing of the payment, FICA taxes will be deducted at the standard rate of 7.65%.

FRA Payment Procedures

  • Please provide advance notice to the business office in your home department before requesting your FRA.
  • The department will contact the Academic Personnel Office to request authorization for payment.
  • The Academic Personnel Office will provide the faculty member's department with directions for payment.
  • The FRA payment usually takes a few days to process.
  • Payments to faculty are processed through the campus payroll system (PPS). The FRA payment may be received through your direct deposit if the payment is paid out on your regular pay cycle or you may receive the payment via a paper check.
  • Your department can provide more information on how you will receive the FRA payment.
  • Health Sciences Faculty - please contact Andrew G. Duhoux for payment requests and questions.

Faculty recruitment allowances are not considered covered compensation for purposes of the University's retirement or employee benefit plans.

Faculty are encouraged to contact the business office in their home department with policy questions and to contact Paul Rodriguez in the campus Payroll Office for questions on withholdings and taxes (prodriguez@ucsd.edu or 858-534-3241). 

Please contact Mary Baran with FRA processing questions at mbaran@ucsd.edu or 858-822-3748. 

Faculty Housing Priority - La Jolla del Sol Apartments

One housing option for new incoming General Campus Senate Faculty (in Academic Affairs departments) is to rent at the UC San Diego La Jolla Del Sol Apartments through the Faculty Housing Priority Program.

Faculty Housing Priority Program Requirements

  • Faculty priority wait list status for La Jolla Del Sol Apartments is available to newly recruited General Campus Senate Faculty (in Academic Affairs departments) and will be stated in your offer letter.
  • Eligible faculty must formally accept their official offer of employment from UC San Diego.
  • Eligible faculty must apply online within thirty (30) days of accepting their offer at UC San Diego.

Program Features

  • Convenient UC San Diego owned rental housing close to campus.
  • Faculty are placed on a separate faculty priority wait list and can usually be accommodated within sixty (60) days.
  • 1 and 2 bedroom apartments available with competitive rental rates and amenities.
  • Apply online, the UC San Diego Associated Residential Community Housing Office staff will process your application and can answer any questions you may have about the application process.

La Jolla Del Sol Web Links

Contact for Application Questions

UC San Diego Associated Residential Community Housing Office
Email: archinfo@ucsd.edu
Telephone: 858-534-2724

Contact for General Campus Senate Faculty with Program Requirement Questions

Karen Stecher
Email: kstecher@ucsd.edu
Telephone: 858-534-9089