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Faculty Housing Assistance Programs

The University of California and UC San Diego offers the following housing programs to assist with the recruitment and retention of Academic Senate Faculty. Eligibility to participate in the following programs for General Campus Ladder Rank Senate Faculty will be stated in your offer letter at the time of recruitment.

  • Academic Affairs and General Campus Senate Faculty - please contact Carlos Hernandez.
  • Health Sciences Senate Faculty - please contact Jackie Corbeil for questions and eligibility.

Please contact the UC San Diego Home Loan Coordinator, Carlos Hernandez, for specific MOP and campus criteria (including the loan pre-approval application process, loan requirements and terms, and lending residency requirements for visa holders).

Procedural administration for department staff is available by contacting the UC San Diego Home Loan Coordinator and on this resource page (requires single sign-on).

Mortgage Origination Program (MOP)

The UC Office of Loan Programs in the Office of the President manages the Mortgage Origination Program. MOP provides first deed of trust loans with a one-year adjustable rate based upon an internal University index.

Overview of Campus MOP Criteria 

This section provides some highlights of the MOP program. Full details will be provided during the application process.

  • Nomination to participate in MOP is stated in your final and approved appointment letter at the time of recruitment.
  • Meeting MOP and UC San Diego program criteria and a loan pre-approval application are required to participate in MOP.
  • General Campus faculty who are nominated to use MOP must hold a 100% Academic Senate Ladder-Rank Professor or Teaching Professor appointment.
  • A Loan Pre-Approval Application is required to obtain pre-approval status and this is required before entering into a contract. The pre-approval process takes 5-7 business days.
  • MOP is available One Time, per household, for the purchase of your First Home in San Diego County.
  • The MOP property must be the principal place of residence for the term of the loan.
  • All borrowers must have a valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number.
  • All borrowers must meet UC Home Loan Program U.S. Residency Requirements.
    • Visa Holders
      • Eligibility to participate in MOP on certain visa statuses may be delayed. 
      • Please consult with the campus Home Loan Coordinator for further information.
  • How to receive a MOP UC Home Loan

Academic Affairs and General Campus Academic Senate Faculty - please contact Carlos Hernandez.

Health Sciences Academic Senate Faculty - please contact Jackie Corbeil.

How to Get Started  

  • MEET with the campus MOP Home Loan Coordinator (by telephone or in-person) to learn about MOP Requirements.
    • Email Carlos Hernandez or call 858-822-1161 to make an appointment.
    • Discuss the MOP Criteria for UC San Diego and UC MOP Program Criteria and Lending Terms.
    • Discuss MOP Interest Rates and Tools to Monitor Rates.
    • Discuss the MOP Calculator to determine minimum requirements for a loan scenario.
    • The campus Home Loan Coordinator will transmit eligibility to the UC Office of Loan Programs.
  • A LOAN PRE-APPROVAL application is required to use MOP. It takes approximately 5-7 Business Days after a complete loan application is submitted to the UC Home Loan Office to obtain an official loan pre-approval. Loan pre-approval is required before entering into a contract.

UC and UC San Diego MOP Criteria will be provided by the Home Loan Coordinator

UC Mortgage Origination Program (MOP) Overview, Brochures, Resources and Weblinks    

The MOP Program is dependent upon the availability of funds and that borrowers meet all program criteria. Program and eligibility requirements are subject to change without notice at the University's sole discretion. 

Faculty Recruitment Allowance Program (FRAP)

 Program Information 

  • General Campus Faculty who are eligible to participate in the Faculty Recruitment Allowance Program will be notified in their resource letter at the time of recruitment.
  • General Campus faculty who are nominated must hold a 100% Academic Senate Ladder-Rank Professor or Teaching Professor appointment.
  • The primary purpose of the Faculty Recruitment Allowance is to provide support for housing costs, but the individual may also use the allowance to support childcare expenses, education or tuition assistance.
  • Eligibility period:
    • According to the governing policy, faculty recruitment allowances are to be disbursed within the first two (2) years of the appointment start date
    • An initial disbursement made after the initial eligibility period requires the approval of the Executive Vice Chancellor Academic Affairs
  • Time Extensions:
    • Faculty may request an FRA extension by emailing their Chair and MSO.  Departments can review and email a request to the EVC  Academic Affairs via their Dean’s Office. The Dean's Office can endorse and forward FRA requests via email to Carlos Hernandez.
  • Payment:
    • Faculty recruitment allowances may be disbursed in one single payment or multiple payments.  Multiple payments must be agreed upon with Deans Offices and must not exceed a period of ten years. 
  • The program is governed by campus policies and Academic Personnel Manual (APM) Policy 190.

Withholding and Tax Implications

Faculty recruitment allowances are considered taxable income. Payments made via payroll will be taxed at the applicable rates indicated by the appointee's W-4 form and may be impacted by retirement withholdings if you participate in those programs. 

FRA Payment Procedures

  • Please provide advance notice to the business office in your home department before requesting your FRA.
  • Faculty recruitment allowances can be issued to faculty members that state they will be using the funds for housing costs, childcare or education/tuition expenses.
  • Home departments will contact Deans Offices to request authorization for payment.
  • Home departments will provide a repayment agreement if one is required.  
  • The FRA payments are processed through UCSD’s payroll system.  FRA payments cannot be made prior to hire date in UC Path.  The FRA payment usually takes a few days to process.
  • Health Sciences Faculty - please contact Jackie Corbeil for payment requests and questions.

Faculty recruitment allowances are not considered covered compensation for purposes of the University's retirement or employee benefit plans.

Faculty are encouraged to contact the business office in their home department with policy and payment questions and to contact UCPath Center for questions on withholdings and taxes  In the UCPath Center portal, questions can be submitted by clicking on the "ASK UCPath Center" button in the top right hand corner.

Please contact Carlos Hernandez or call 858-822-1161 in regards to FRA questions and exception requests.

Faculty Housing Priority - La Jolla del Sol Apartments

One housing option for new incoming General Campus Senate Faculty (in Academic Affairs departments) is to rent at the UC San Diego La Jolla Del Sol Apartments through the Faculty Housing Priority Program.

Faculty Housing Priority Program Requirements

  • Faculty priority wait list status for La Jolla Del Sol Apartments is available to newly recruited General Campus Senate Faculty (in Academic Affairs departments) and will be stated in your offer letter.
  • Eligible faculty must formally accept their official offer of employment from UC San Diego.
  • Eligible faculty must apply online within thirty (30) days of accepting their offer at UC San Diego.

Program Features

  • Convenient UC San Diego owned rental housing close to campus.
  • Faculty are placed on a separate faculty priority wait list and can usually be accommodated within sixty (60) days.
  • 1 and 2 bedroom apartments available with competitive rental rates and amenities.
  • Apply online, the UC San Diego Associated Residential Community Housing Office staff will process your application and can answer any questions you may have about the application process.

La Jolla Del Sol Web Links

Contact for Application Questions

UC San Diego Associated Residential Community Housing Office
Telephone: 858-534-2724

Contact for General Campus Senate Faculty with Program Requirement Questions

Carlos Hernandez, Email: